Once, but missed it by a hair, as they said.
Here's the story, I was driving late at night after hanging out with friends. Somehow I felt asleep during driving and the car veered to the opposite side of the road. By the time I woke up, I saw a tree was in the way. Just as I'm about to hit it, my car turn to the right coz it went down the side of the road - the road is high compared to the ground around it.
How much it cost me? Just RM200 for the towing service to get my car into the road again. No damage to the car though.
*Apparently Terumi beat me 1st to the question.
Yes, my English teacher when I was in Secondary One(13yo).
Have you ever drown? Pool, river, sea, or even bath tub, all counts.