Still the cold that I had when standing for 1 hour full has never "escaped" from my body
So it can be considered as 85 %
I know it's better than 100 %, but the real life feeling of it has a minute difference that I can consider it as the same as not wearing a jacket >_>
I didn't mention races, based from youtube vids of people who live in western countries (negros, asians, whites, etc) all of them that I've seen have carpet floors