paypal is not a bank, is the best thing to think about. It's okay if you need to use it sometimes, but it has so many problems.
ex: takes weeks to add/withdraw funds. Payment disputes have very strict criteria, and may be impossible to correct (or expensive).
The interesting thing is, alot of these problems take place in the middle east, so it's very expensive (not worth your money) to get a refund, which is crazy x-x. My dad found a way around that (shipping was greater than the $80 refund originally), so it came at a cost. All I know is to just buy things from amazon or other places first. Paypal takes forever, and Ebay is just sooo annoying with bids.. I heard of another place, but I forgot what it was called. People basically buy bids, and bid with penneys. The bidders actually pay for the item with their bids so it looks like something is 90% off. It technically is, but it's really weird how it works :o
it was penny bids or something like that. My brother said he got lots of stuff for cheap doing that. The thing is just knowing when to bid. You can tell it to bid a number of times automatically and all soooo that helps~ I just don't like dealling with bids.. it's stressful and there's software that just totally destroys you ;;